Finance your e-motorcycle directly at ELMOX 💪🏻
Pay quickly and easily in small monthly installments. Simply select your items, proceed to checkout, and choose "Financing" as your payment method.
Secure financing with ELMOX now and soon be the proud owner of an e-moto!
Pay quickly and easily in small monthly installments. Simply select your items, proceed to checkout, and choose "Financing" as your payment method. This service is provided exclusively through the lender BNP Paribas. S.A. German branch, Rüdesheimer Straße 1, 80686 Munich
Requirements
Requirements
Our financing partners have certain requirements for financing. Please check in advance whether you meet these requirements.
- They are at least 18 years old
- Financing amount from €100
- They have a regular net income of at least €538.
- You are an employee and have been working for your current employer for at least 3 months.
- Your employment contract is permanent for the next 12 months/or you are a pensioner with a permanent pension/or you have been self-employed for at least 24 months
- They have no negative Schufa entry.
- Housewives/househusbands can also finance the purchase, provided they generate their own income (e.g., through renting).
For successful financing with one of our financing partners, you will absolutely need the following documents.
- signed loan agreement (electronically or by post)
- Latest payslip/for self-employed persons, the latest business analysis (for a financing amount of €4,000 or more; in individual cases also for financing amounts below €4,000)
- a copy of the residence permit for nationals of countries outside the EU
- Students: Copy of a valid student ID or enrollment certificate for the current semester and copy of the EC/Maestro or credit card.
- Trainees: Copy of a current payslip and copy of the debit/Maestro or credit card.
self-employed
For financing exceeding €4,000, proof of income is required.
- Income is defined as the gross monthly profit from the
business analysis (BWA) takes into account - Financing must be for private purposes only.
- Minimum duration of self-employment: two years
- The business analysis (BWA) must be signed and stamped by the tax advisor.
be
Trainees / Students
Own income of at least €603 net.
BAföG (Federal Training Assistance Act) and private contributions (e.g. pocket money or rent payment from parents) may not be taken into account.
Housewives / Househusbands
Own income of at least €603 net (e.g. through rental income).
Only the income of the person named in the loan agreement may be used.
Persons are specified.
The following are not financially viable:
- Customers who do not receive their own income
- Members of foreign armed forces and consular staff
- Customers who are under guardianship
Rule of thumb:
State funds (with the exception of pensions) are not
taken into consideration for financing.
Required documents
- Valid and signed ID
- Active current account in own name
- For financing exceeding €4,000, a current proof of income is required.
required (not older than 8 weeks)
Exception: Some countries' identity cards, e.g., Romania's, do not include a signature field. These identity cards are accepted even without a signature.
Important
Please always take the personal data directly from the identification document. Furthermore, please ensure that all names are always copied in full.
Please check beforehand whether:
- the photograph on the ID card corresponds to the customer
- the ID card is still valid on the day of the request
- the ID card is signed
(if a signature field is available)
The financing process
You have two options for providing your identity and signature:
Completely online (with immediate dispatch of goods) or in writing and via a post office branch (dispatch of goods after receipt of documents).
- Apply for financing online:
Fill out the application form online. - Legitimation:
Simple and digital
Verify your identity conveniently online via WebID Video Ident or WebID Account Ident. With Video Ident, you'll have a video call with a WebID agent. For Account Ident, you'll photograph your ID document and your face, then log in to your online banking.
Locally via PostIdent
Have your identity verified at the nearest post office using PostIdent. - Sign the contract:
Option 1: With Video Ident and Account Ident, you sign the loan agreement online via mTAN (SMS).
Option 2: Print out the loan agreement, sign it by hand and send it by post. - Looking forward to the delivery: We will ship your ordered goods to you immediately as soon as your financing application has been received by our partner bank (subject to final approval after receipt of your application). If you submitted the application online, the goods can be shipped immediately.
Your financing step by step
Fully digital contract conclusion
Contract conclusion with PostIdent
additional Information
- Choose the "Financing" payment method: After adding your items to your shopping cart, you can choose financing at checkout. You will then complete the short online application process from Consors Finanz. After preliminary financing approval, select the "Complete online now" option to finalize your application digitally.
- Online identification: Your identification is conveniently completed via a video call, the so-called Video Ident – simply and directly through your browser or app. Our staff will guide you through the process step by step. For account identification, you will photograph your ID document and your face. Afterwards, you log in to your online banking.
- Digital signature: Following online identification, you will receive an mTAN via SMS, which you must enter in the designated field for confirmation. This will legally sign and conclude the contract online.
- Look forward to your imminent delivery: Unlike the PostIdent procedure, your goods can be shipped immediately after online completion!
- Choose the "Financing" payment method: After adding your items to your shopping cart, you can choose financing at checkout. You will then complete the short online application process from Consors Finanz. After preliminary loan approval, you can choose to print the contract and mail it.
- Verify your identity at a post office branch: Print out your application and read through your documents carefully. Sign the contract in the designated places and enclose the documents requested by the bank. Seal the documents in an envelope and take it, along with the PostIdent form, to your nearest post office. A postal worker will verify your identity using your valid identity card or passport. Please note that you must send your signed loan agreement to Consors Finanz yourself by mail. An address label for free return postage of your documents is enclosed with the loan agreement.
- Look forward to the delivery: After Consors Finanz receives your financing application, we will deliver the goods you ordered to you immediately (subject to a final positive review after receipt of your documents).
Like all banks, Consors Finanz is legally obligated to conduct an identity verification. This involves checking the identity of all new customers before granting a loan. This check also serves your own security. You have the option of whether or not to complete the identity verification. online via video identification procedure, the account identification procedure (with PC, tablet or smartphone) or at the nearest Deutsche Post branch via PostIdent would like to carry out this. The contract signing can also be done online. with electronic signature to do or you sign by hand and send the contract to Consors Finanz. An address label for free return shipping of your documents is enclosed with the loan agreement. Please note that sending the contract by mail may take a few extra days.
Please note that provisional issued German identity cards not be accepted as proof of legitimacy.
For your financing, we will set up a credit limit(1) with your Consors Finanz Mastercard®, against which your financing will be debited. This credit limit provides you with an individual, credit-dependent cash reserve of up to €15,000, which you can use in full or in part. For easy access to your credit limit, you will receive the Consors Finanz Mastercard®, which has no annual fee. Setting up the credit limit with your individual cash reserve is free of charge. Costs only arise when you use the credit limit. Please refer to your loan agreement for the applicable interest rates.
1) Credit limit dependent on creditworthiness; net loan amount up to €15,000; contract term indefinite. In addition to the card's installment payment function, the credit limit can optionally be used for a one-time payment. Please refer to your loan agreement for further details regarding the credit limit.
Card function installment payment: A fixed interest rate applies for specific transactions and periods as per individual agreement; otherwise, a variable annual interest rate of 17.43% applies (18.90% effective annual interest rate). Desired monthly payment: 3.0% to 10% of the highest amount drawn on the credit limit, rounded up to the nearest €100, with a minimum of €9 per month.
Card function for single payment: With the One-Time Payment card function, you can use your Mastercard® to make purchases up to your credit limit, which are repaid quarterly. These transactions are interest-free if they are repaid in full by the agreed due date; otherwise, they accrue interest from the due date according to the terms of the Installment Payment card function.
The information provided also serves as a representative example in accordance with Section 17 Paragraph 4 of the Price Indication Ordinance (PAngV).
If you have any questions about the credit limit or the Consors Finanz Mastercard®, please contact Consors Finanz customer service:
Tel.: 02 03/34 69 54 02
Mon. – Fri.: 8:30 a.m. – 8:00 p.m., Sat.: 9:00 a.m. – 4:00 p.m. (€0.14/min. from a German landline, mobile max. €0.42/min.)
E-mail: kundenservice@consorsfinanz.de or widerruf@consorsfinanz.de
Interested?
Finance your SURRON now at ELMOX!
Buy your SURRON Light Bee, Ultra Bee or Storm Bee directly online now and choose financing at checkout.
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